Property Tax Deferrals for Homeowners

The City of St. Catharines offers a property tax deferral program for eligible seniors and individuals with disabilities. The program allows individuals to defer tax increases for the current year. Your property taxes must increase by a minimum of $200 from the previous year.

How to apply for a tax deferral

Review our instructions and learn how to apply for a tax deferral.

Fill out the application:

Please complete the Tax Deferral Application. Make sure to include proof of eligibility with your application:

If you're applying as a low-income senior, you must show proof of age and that you receive funding through the Guaranteed Income Supplement
If you're applying as a low-income individual with disabilities, you must show proof that you receive funding through the Ontario Disability Support Program

Submit the application:

You can submit the completed application to Financial Management Services located at City Hall. Applications are due by February 28 of the following year.

You can submit your application in person to the Citizens First customer service desk, in the James Street drop box, or by mail to:

PO Box 3012
50 Church St
St. Catharines, ON L2R 7C2

Eligibility

To qualify for the property tax deferral program, you need to be a property owner as well as meet one of the following eligibility criteria:

You are a senior receiving funding through the Guaranteed Income Supplement
You are a low-income individual with disabilities receiving funding through the Ontario Disability Support Program

The following eligibility requirements also apply:

Your property taxes have been paid in full for previous tax years
Your property taxes have increased by a minimum $200 from year to year

Repayment must be made on transference of title of property, disposition of property or if applicant ceases to be eligible for deferral of taxes.

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